Financing

Uses the Component:FinancingABIEType

Fields and Components

Table 6.38. Fields and Components

Name Description Occurrence Type Data Type User Notes
PreApprovalID

The pre-approval identifier assigned by the finance source.

0..1Field oag:OpenIDType  
ApprovedIndicator

Approved Indicator

0..1Field oag:IndicatorType  
FinanceType

Type of financing Examples may be F- Finance, L - Lease, C-Cash, 1-Retail, 2-Lease, 3-Balloon, etc.

0..1Field oag:StringType  
LeaseMaturityDate

The date that the lease matures.

0..1Field oag:xbt_DateType  
RatingIndex

Deprecated: Use CreditScoreGroup

0..1Field oag:CodeType  
CreditorFinancialInstitution

0..1ComponentFinancialInstitutionType 
ClientAdvisorName

Indicates the name of the Client Advisor responsible for creating the Financing comments

0..1Field oag:NameType  
NumberOfTaxCreditMonths

Number of months that the tax credit will cover.

0..1Field oag:NumberType  
ExpirationDate

Expiration Date

0..1Field oag:xbt_DateType  
MaturityDateYearMonthDate

Month and year of contract maturity

0..1Field oag:YearMonthDateType  
AnnualPercentageRate

Annual percentage rate.

0..1Field oag:PercentType  
ApplicationType

Type of application being submitted for financing (e.g., individual, individual + co-applicant, business, business + coapplicant, employee).

0..1Field oag:StringType  
CreditApplicationDate

The date the credit application is completed.

0..1Field oag:xbt_DateType  
FinancingComments

Free form text area for Client Advisor to provide general comments about the Financing

0..*Field oag:TextType  
FICOScore

Deprecated: Use CreditScoreGroup

0..1Field oag:CodeType  
FleetAccount

0..1ComponentFleetAccountType 
FirstPaymentDate

Indicates the first date of payment.

0..1Field oag:xbt_DateType  
LastPaymentDate

The date the last payment was made

0..1Field oag:xbt_DateType  
LeaseRateMoneyFactor

Money factor multiplier used to determine finance costs for a lease.

0..1Field oag:StringType  
NumberOfPayments

Indicates the number of payments.

0..1Field oag:NumberType  
OfferingType

Source type of credit contract being offered.

0..1Field oag:StringType  
OfferStatus

Code describing the type of offer (e.g., Pre-approval, Consumer, Dealer)

0..1Field oag:CodeType  
PaymentsDeferredPeriodMeasure

The amount of time by which the vehicle payments have been deferred. HR = Hour, WK = Week, BiWK = Bi-Weekly, MO = Month, YR = Year, SmMO=SemiMonthly, SmAN=SemiAnnually

0..1Field sqdt:PeriodMeasureType  
PreApprovedProgramName

A text description of preapproval codes.

0..1Field oag:NameType  
PromotionalRateIndicator

Promotional rate was used

0..1Field oag:IndicatorType  
SalesOrderNumber

A vehicle order number used by dealers and OEMS to track customer orders.

0..1Field oag:StringType  
SpecialPrograms

Code identifying the type of special program (First Time Buyer, College Graduate, etc.

0..*Field oag:CodeType  
AmortizationPeriodMeasure

The length of time over which the repayment of a loan is calculated.

0..*Field sqdt:PeriodMeasureType  
TermMeasure

Number of months of contract term

0..1Field sqdt:TimeMeasureType  
TotalNumberOfPaymentsRemaining

The remaining total of payments to be made after receipt of the payment at inception. For Lease Only

0..1Field oag:NumberType  
MiscellaneousNotes

Free form miscellaneous comments

0..*Field oag:TextType  
PriceSource

Indicates the source (e.g., Quote, MSRP, Invoice, BlueBook) of the price type of this price.

0..1Field oag:CodeType  
EstimatedFinancingAmounts

Estimated Finance amounts.

0..1ComponentFinancingAmountsType 
FinalFinancingAmounts

Estimated Finance amounts.

0..1ComponentFinancingAmountsType 
CreditScoreGroup

The Credit Score Group component provides information about an individual's credit score(s).

0..*ComponentCreditScoreGroupType 
FinanceSubType

Used to specify details the financial contract linked to the vehicle. For instance leasing with buy back. This is related to the FinanceTypeString.

0..1Field oag:CodeType  
Insurance

Insurance information associated with the vehicle.

0..*ComponentInsuranceType 
CashOutAmount

Amount of net trade paid out to customer as cash.

0..1Field oag:AmountType  

Sample XML

The XML Sample provided here is an approximation of the generated XML for this component. Not all of the fields are required for implementation.

Example 6.44. Financing

<Financing>
     <PreApprovalID>......</PreApprovalID>     [0..1]
     <ApprovedIndicator>......</ApprovedIndicator>     [0..1]
     <FinanceType>......</FinanceType>     [0..1]
     <LeaseMaturityDate>......</LeaseMaturityDate>     [0..1]
     <RatingIndex>......</RatingIndex>     [0..1]
     <CreditorFinancialInstitution>......</CreditorFinancialInstitution>     [0..1]
     <ClientAdvisorName>......</ClientAdvisorName>     [0..1]
     <NumberOfTaxCreditMonths>......</NumberOfTaxCreditMonths>     [0..1]
     <ExpirationDate>......</ExpirationDate>     [0..1]
     <MaturityDateYearMonthDate>......</MaturityDateYearMonthDate>     [0..1]
     <AnnualPercentageRate>......</AnnualPercentageRate>     [0..1]
     <ApplicationType>......</ApplicationType>     [0..1]
     <CreditApplicationDate>......</CreditApplicationDate>     [0..1]
     <FinancingComments>......</FinancingComments>     [0..*]
     <FICOScore>......</FICOScore>     [0..1]
     <FleetAccount>......</FleetAccount>     [0..1]
     <FirstPaymentDate>......</FirstPaymentDate>     [0..1]
     <LastPaymentDate>......</LastPaymentDate>     [0..1]
     <LeaseRateMoneyFactor>......</LeaseRateMoneyFactor>     [0..1]
     <NumberOfPayments>......</NumberOfPayments>     [0..1]
     <OfferingType>......</OfferingType>     [0..1]
     <OfferStatus>......</OfferStatus>     [0..1]
     <PaymentsDeferredPeriodMeasure>......</PaymentsDeferredPeriodMeasure>     [0..1]
     <PreApprovedProgramName>......</PreApprovedProgramName>     [0..1]
     <PromotionalRateIndicator>......</PromotionalRateIndicator>     [0..1]
     <SalesOrderNumber>......</SalesOrderNumber>     [0..1]
     <SpecialPrograms>......</SpecialPrograms>     [0..*]
     <AmortizationPeriodMeasure>......</AmortizationPeriodMeasure>     [0..*]
     <TermMeasure>......</TermMeasure>     [0..1]
     <TotalNumberOfPaymentsRemaining>......</TotalNumberOfPaymentsRemaining>     [0..1]
     <MiscellaneousNotes>......</MiscellaneousNotes>     [0..*]
     <PriceSource>......</PriceSource>     [0..1]
     <EstimatedFinancingAmounts>......</EstimatedFinancingAmounts>     [0..1]
     <FinalFinancingAmounts>......</FinalFinancingAmounts>     [0..1]
     <CreditScoreGroup>......</CreditScoreGroup>     [0..*]
     <FinanceSubType>......</FinanceSubType>     [0..1]
     <Insurance>......</Insurance>     [0..*]
     <CashOutAmount>......</CashOutAmount>     [0..1]
</Financing>